Craig MessmanPicking a mortgage based on the lowest rate quote is like committing after one date. Here is what you actually need to compare before you choose a lender.
Craig MessmanYou can buy a duplex or fourplex with the same down payment as a single-family home and let tenants cover most of your mortgage. Here is why almost nobody talks about it.
Craig MessmanMost mortgage surprises are not lender mistakes. Here is what is actually happening inside your file and who is really in control of it.
Craig MessmanYour pre-approval letter shows the highest number a computer didn't reject. That is not the same thing as what you can actually afford. Here's the math nobody showed you.
Craig MessmanYour lender quoted you a higher rate. You found out. Now they're matching it. Here's why going back anyway is a financial mistake you'll pay for long after closing.
Craig MessmanThere are 1.5 million licensed real estate agents in the US. Picking the wrong one costs you time, money, and stress. Here's exactly how to find the right one before you sign anything.
